If you’ve been injured on the job in Michigan, you’re probably wondering: how long can I collect workers’ compensation? When you’re unable to work, your benefits can be the difference between being financially stable and falling behind on bills.
The answer depends on several factors, including the severity of your injury, your ability to return to work, and how Michigan workers’ compensation law applies to your situation.
Understanding how long benefits can last—and when they might stop—is essential to protecting your rights as an injured worker.
Understanding Workers’ Compensation Benefits in Michigan
Michigan workers’ compensation provides wage loss benefits and medical coverage to employees who are injured or become ill because of their job. Wage loss benefits generally replace 80% of your after-tax average weekly wage, subject to maximum limits set by the state.
These benefits are meant to continue as long as your work-related injury prevents you from earning wages. However, the duration is not the same for every worker.
How Long Can You Collect Workers’ Compensation in Michigan?
In Michigan, there is no fixed time limit for collecting workers’ compensation wage loss benefits. Instead, benefits continue as long as you remain disabled and unable to earn wages due to your work-related injury or illness.
This means some workers may receive benefits for a few weeks or months, while others may collect benefits for years—or even for life—depending on the circumstances.
The key factor is whether you continue to meet the legal definition of disability under Michigan law.
Temporary vs. Long-Term Benefits
Many workers initially receive benefits for what is considered a temporary disability. This applies when your doctor expects you to recover and return to work. Once you’re medically cleared to resume employment, wage loss benefits typically end.
However, if your injury results in long-term or permanent restrictions, your benefits may continue. In more serious cases, workers may qualify for ongoing wage loss benefits if they are unable to perform suitable employment within their restrictions.
Michigan law also recognizes total disability, which applies when a worker is completely unable to work in any capacity. In these cases, benefits may continue indefinitely as long as the disability remains.
When Workers’ Compensation Benefits May Stop
Even if you are still injured, your benefits can be reduced or stopped under certain circumstances. Common reasons include:a
- You are released to return to work by your doctor
- Your employer offers reasonable employment within your restrictions
- An insurance carrier claims you can earn wages elsewhere
- You settle your workers’ compensation claim
- A dispute arises over the extent of your disability
Insurance carriers often conduct medical evaluations and vocational assessments to determine whether they believe you can return to work. These evaluations don’t always reflect your real limitations, which is why having a lawyer on your side is so important.
Can Workers’ Compensation Benefits Resume After They Stop?
Yes. If your benefits are cut off but your condition worsens or your restrictions increase, you may be able to reopen your claim or seek reinstatement of benefits.
Michigan law allows injured workers to challenge benefit terminations, but strict timelines apply. Missing a deadline can permanently affect your right to receive future compensation.
Working with an experienced Detroit workers’ compensation attorney can help ensure your benefits are protected and that any wrongful termination is addressed quickly.
What About Settlements?
Some workers choose to settle their workers’ compensation claim for a lump sum payment. While a settlement can provide immediate financial relief, it typically ends your right to collect future wage loss benefits related to that injury.
Before agreeing to any settlement, it’s important to understand how it may affect:
- Ongoing wage replacement
- Future medical care
- Eligibility for other benefits
An attorney can review your settlement offer and explain whether it truly reflects the long-term value of your claim.
Why Legal Representation Matters
While Michigan workers’ compensation laws are designed to protect employees, the system can be difficult to navigate alone. Insurance carriers may challenge how long you can collect benefits, even when you’re still unable to work.
At Aiello Law Group, we help injured workers across Detroit, Michigan, and the United States understand their rights and fight for the benefits they deserve. Our attorneys have decades of experience handling workers’ compensation claims, disputes, and appeals.
We take the time to understand your injury, your work history, and your medical restrictions so we can present a clear and compelling case on your behalf.
Get Help with Your Michigan Workers’ Compensation Claim
If you’re wondering how long you can collect workers’ compensation in Michigan, the answer depends on your specific situation.
The team at Aiello Law Group is here to help you protect your income and your future. We offer free consultations and handle workers’ compensation cases with no upfront fees.
Call (248) 281-4247 today to speak with a trusted Detroit workers’ compensation attorney and get the guidance you need to move forward with confidence.
