If you’ve been recently injured on the job, you likely have a million concerns racing through your head – and paying for a bunch of medical bills is likely right at the top of that list. The good news though is, you don’t actually have to worry about it. Full medical care and coverage is the core of workers’ compensation laws in Michigan. It doesn’t even matter who was at fault in your situation. You’re always covered!
How It Works
As an employee, you can choose your own doctor once you’ve waiting the necessary 28 days from the start of your care. You can choose any doctor you want, but it is recommended you take your time to choose the very best you can find as you will not be required to pay any fees, balances, copays, or deductibles for the treatments you receive.
If you have been disabled as a result of your accident, you will also need proof of your ongoing claim in the form of medical evidence. This is to verify the disability and its causation, which is why you will definitely want your own doctor for this. Doctors and specialists handpicked by insurance companies often have greater interest in undermining your claims for personal gain than getting you what you need.
Medical Benefits Included In Workers’ Comp
Injured workers receiving workers’ compensation laws in Michigan are entitled to total treatment coverage; meaning no deductibles or copays of any kind for:
- Any and all medical bills
- Unlimited doctors appointment and ER visits
- Physical therapy and epidural injections
- Prescription medications
- Necessary medical equipment
- Gas/Mileage to and from required doctors appointments
- Travel reimbursement (meals and hotel expenses spent seeking treatment)
- Home/Vehicle modifications
In some cases, workers’ compensation recipients may also be eligible to have their loved ones paid for up to 56 hours worth of care based on standard industry rates. To learn more about what you can qualify based on your unique circumstances, it is advised you need professional legal advice from trained workers compensation attorneys at Aiello Law Group.
Who Actually Pays The Bill
Under workers’ compensation law, any and all medical bills and/or treatment costs incurred by injured employees must be paid in full by the insurance providers involved. This is often why claimants have such a difficult time truly collecting everything they’re entitled to. Insurance companies will use any ploys they can to try and dispute claims and reduce what they have to pay, even if it means using less than honest tactics.
Have specific questions about what exactly you may be entitled to, what you can do if an insurance company disputes a bill, settlements, and more? All the answers you seek can be found at Aiello Law Group. Simply get in touch with our hardworking workers’ compensation attorneys and we will help! Call us, today, at 313.964.4900 or fill out the form in the sidebar or on our contact page, and learn more about how we can help you.